Mid-Atlantic Regional Group
Blinded Veterans Association
SPOUSE'S PLANNING GUIDE
2011 Edition
PREPARED BY
DEPARTMENT OF VETERANS AFFAIRS
VISUAL IMPAIRMENT SERVICES TEAM (VIST)
INTRODUCTION
USE THIS BOOK ELECTRONICALLY
If you are reading a disk version of this book and have Internet access you will find that the links will take you to the websites referenced.
The nature of the VA is changing and more and more is happening electronically. In the past year the VA has come up with two websites that will play crucial roles of information in the future:
My VA homepage at:
http://www1.va.gov/opa/myva/index.asp
And the E Benefits Website at:
https://www.ebenefits.va.gov/ebenefits-portal/appmanager/eb/veterans
FORWARD
This booklet was prepared in conjunction with the VIST program. VIST serves visually impaired veterans. You should be able to reach a VIST Coordinator at your nearest VA medical facility.
In 2010 there were some landmark changes in VA Benefits. The most notable involved the benefits for Caregivers of very severely injured veterans.
In the last 10 years benefits have become increasingly complicated. There is no reason not to ask for assistance. Instead of getting shorter, each year this book seems to be getting longer. For some of our veterans and spouses the VA is only one area of concern. There are also benefits from the Department of Defense and Social Security. Unfortunately there is no one spot where you can go to for answers on all of these benefits and how they interact.
We have offered a number of websites for organizations that provide useful information. No one should feel obligated to join any of these organizations, information on their websites is free to the public.
TRICARE, CHAMPVA, and the VA (for veteran’s healthcare) itself through MyHealtheVet reflect a growing use of online connections to monitor your own healthcare, check prescriptions, etc. This trend will continue. If you cannot access the Internet, perhaps a family member can assist you. The TRICARE website has tremendous information on things such as approved providers who accept TRICARE payment. We are evolving to a computer based information society.
PURPOSE
The purpose of this book is to assist you, the veteran's spouse in fact finding. In today's world it is important that each person be his or her own advocate. It is tough to get started in this. This book is not meant to provide all of the definitive answers. Those will be gotten at the VA Regional Office, the Department of Defense, or the Social Security Administration. The book is meant to be a tool to help educate and start the planning process for the future.
ACKNOWLEDGMENTS:
Information was obtained from many sources. These include:
· 38 CFR Chapters 1 - 17 and 35
· Guide for Service Officers Veterans of Foreign Wars publication
· Service Officer's Guide Disabled American Veterans Publication Veterans Benefits: The Complete Guide Snyder et. Al. Harper Collins Publisher
· Numerous Social Security Publications (1 800 772 1213)
· VIST Desk Reference Todd Turansky Editor (and other publications and updates from Mr. Turansky)
· What Every POW'S Wife Should Know And Widow Must Know, Compiled by Ken Jones
· Military.com
· Retired Military Almanac, Hunter and Gordon Editors
· Numerous websites related to benefits for veterans
Editor's Note: In spite of all this excellent source material, there may still be errors or changes that occur after this booklet is put together. Take this as a guide and go to the source: Regional Office, Department of Defense, Social Security Administration or the IRS for definitive information.
Bob Kozel, San Antonio, Texas, December 2010
1-1 Commonly Used Abbreviations and Terms
1-2 How to Get Help
1-3 State Benefits
1-4 Who is a Spouse
1-5 Who is a Dependent?
1-6 Benefits for Having Spouse and Children
1-7 Benefits for Care Providers
Payments from the Veterans Administration
2-1 Compensation
2-2 Filing A Claim
2-3 Non Service Connected Pension
Payments from the Department of Defense
2-4 Retiree Pay
2-5 DOD Retirement Due to Disability
2-6 Income for Survivors
2-7 Survivors Benefits Plan (SBP)
2-8 Dependency and Indemnity Compensation (D.I.C.)
2-9 Non Service Connected Death Pension
2-10 D.I.C. and SBP
2-11 Social Security
2-12 Other Social Security Programs
3-1 TRICARE Eligibility
3-2 TRICARE Update
3-3 CHAMPVA
3-4 MEDICARE
3-5 MEDICAID
3-6 VA Health Care
3-7 Nursing Home
SECTION 4: VA EDUCATION BENEFITS
4-1 For Spouses
4-2 For Dependent Children
4-3 Chapter 33 Benefits
SECTION 5: IN THE EVENT OF DEATH
5-1 What A Spouse Should Do
5-2 BURIAL BENEFITS
5-3 LIFE INSURANCE
SECTION 6: OTHER CONSIDERATIONS
6-1 BX and Commissary
6-2 Divorce
6-3 Bigamy
6-4 Lost Pension or Compensation Checks:
6-5 Widow's Income Tax
6-6 Point Preference in Government Employment
6-7 Non-Competitive Federal Employment
APPENDICES
ANNEX 3 IMPORTANT ADDRESSES AND PHONE NUMBERS
ANNEX 5: EXTENSIVE CONTACT INFORMATION